Cover for existing medical conditions

Arrange a medical assessment and apply for travel insurance with cover for existing medical conditions.

The information below relates to the Leisure International, Frequent Traveller and Executive International policies - no cover is available for existing medical conditions under the Budget International and Discover NZ policies.

A medical appraisal form must be completed and submitted for approval before purchasing a policy if:

  • You have a High Risk existing medical condition, or
  • You require cover for an existing medical condition other than those automatically covered, or
  • You are 70 years of age or over

Full details, including a list of High Risk existing medical conditions and a list of medical conditions that are automatically covered, can be found in the applicable policy wording document. In most cases an assessment can be completed without information needing to be provided your doctor. Where information is required from your doctor to complete the assessment, you will be notified in 2-3 business days.

Apply for a medical assessment online

Applying online is generally the quickest and simplest way of arranging an assessment for cover for existing medical conditions.

  • Follow the Get a quote button below, select the applicable policy from the policies available, and enter your trip details to arrange a quote
  • Customise the quote with any additional benefits, and enter traveller and contact details
  • Answer "Yes" when asked whether you have any existing medical conditions
  • Follow the prompts to answer questions relating to medical conditions

At the end of the process you will receive an email confirming your application has been received. Generally an assessment will be completed within one business day, and you will receive another email notifying you of the outcome of the assessment. This email will contain a link that can be used to purchase the policy if you wish to do so.

Get a quote

Apply for a medical assessment using a printable form

It is also possible to apply for an assessment for cover for existing medical conditions using a printable form.

  • Download the QBE Travellers Medical Appraisal Form below
  • Fax the completed form to 09 353 1820

Generally an assessment will be completed within one business day, and we will notify you of the outcome of the assessment and provide information on how to purchase the policy if you wish to do so.

Download medical form