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QBE Leisure International Policy

International travel insurance providing comprehensive cover while travelling, with access to worldwide emergency assistance when you need advice or support.

  • Comprehensive cover for the unexpected, no matter where in the world you are travelling
  • Peace of mind when travelling, with policies underwritten by QBE and worldwide assistance provided by QBE Assist
  • Children or grandchildren under 21 years of age and financially dependent can be included on the policy at no additional cost
  • Standard excess of $100 applies, and can be reduced or increased at the time of getting a quote online
  • Policies can be cancelled within 21 days of the date purchased with a money back guarantee (provided no claims made and the policy hasn't commenced)
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International travel insurance

The QBE International Leisure Policy provides travel insurance for NZ residents travelling overseas. It is available regardless of age, subject to a medical appraisal for travellers over 70. Policies can cover up to a maximum duration of 24 months, and can be purchased up to 24 months before the trip if under 70 or up to 12 months before the trip if over 70. Flights within New Zealand are automatically covered provided they are booked as part of the international component of the trip and are within 24 hours of departing from, or returning to, New Zealand. Financially dependent children under 21 are automatically covered at no additional cost when listed on the policy.

Policy benefits

Schedule of benefits

Per adult

Medical expenses incurred outside of NZ Unlimited
Continuing medical expenses incurred within NZ $3,000
Cash in hospital (daily limit applies) $6,000
Total and permanent disability $50,000
Emergency dental expenses incurred outside of NZ $2,000
Continuing dental expenses incurred within NZ due to injury overseas $2,000
Cancellation costs Unlimited
Additional costs Unlimited
Tour cancellation Unlimited
Financial default $10,000
Travel delay (sub-limits apply) $5,000
Airfare compensation $5,000
Resumption of trip $10,000
Missed connection/special events $5,000
Internet use and telephone calls $250
Legal costs $10,000
Hijacking Unlimited
Kidnapping $20,000
Rental vehicle insurance excess $5,000
Return of rental vehicle $500
Death by injury $50,000
Repatriation of remains or funeral expenses $20,000
Loss of income (monthly limit applies) $12,000
Luggage and personal effects (sub-limits apply) $20,000
Emergency baggage $1,500
Cash $750
Replacement of passports and travel documents $2,000
Personal liability
$2,500,000

Areas of cover

Policies are only valid for the Region shown on the Certificate of Insurance. If travelling to more than one Region, it is necessary to select the Region based on your main destination and upgrade the policy for any periods that you will spend in a higher Region, or alternatively to simply select the highest Region for the entire trip. It is generally only economical to upgrade the policy for short side trips into higher Regions. If spending an extended period in a higher Region it is generally more economical to select the highest Region for the entire trip.

Region 1 Worldwide, USA, Canada, Central America, South America, Antarctica
Region 2 Europe, Africa, China, Indian Sub Continent, Japan, Middle East, Asia (other than those countries listed in Region 3)
Region 3 United Kingdom, Ireland, Hong Kong, Singapore, South East Asia
Region 4 South Pacific and Norfolk Islands, Chatham Islands, Domestic Cruises
Region 5 Australia
Download list of destinations

Existing medical conditions

Cover for existing medical conditions is subject to a medical assessment. It is mandatory to apply for a medical assessment to disclose high risk medical conditions, or if you require cover for any other existing medical condition (other than those listed as covered free of charge on pages 10-11 in the product disclosure statement). A list of high risk medical conditions can be found on page 12 in the product disclosure statement, and includes cardiovascular and cerebrovascular diseases, chronic lung diseases, neurological disorders and other conditions. Medical assessments can be completed online at the time of applying for international travel insurance, or by completing a medical appraisal form.

Policy excess

The QBE Leisure International Policy has a standard excess of $100. The excess applies to each separate claimable event, and is deducted from the settlement amount when claiming. At the time of applying for a policy online it is possible to increase the excess in the event of a claim to $500 to lower the premium payable, or alternatively reduce the excess to $0 by paying an additional premium.

Arrange a policy now and save 30%

Click through below to get a quote with an automatic 30% discount. It generally takes 10-15 minutes to purchase a policy online, and you will receive the Certificate of Insurance at the end of the booking process.

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Full terms and conditions can be found in the product disclosure statement.

All major credit cards accepted