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QBE Executive International Policy

Executive travel insurance for international business travel, providing cover when attending overseas meetings and conferences, or visiting a company office in another part of the world.

  • Designed to meet the needs of business travellers, with an extensive range of policy benefits
  • Travel securely with a policy underwritten by QBE Insurance and 24/7 assistance available through QBE Assist
  • Comprehensive insured limits, including increased levels of cover for luggage, travel delay, hijacking and more
  • Provides additional business benefits including alternative staff and emergency business equipment
  • Select a preferred excess at the time of purchasing a policy (an excess of $0, $100 or $500 per claimable event can be selected)
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Business travel insurance

The QBE Executive International Policy is available to permanent residents under 70 years of age to insure business travel, and can be purchased for trips up to 12 months. The policy is not available to cover non-business travel, but will provide cover for leisure travel that forms part of a business trip as long as the trip is principally for business. Cover can be arranged for any region in the world, and extends to domestic air travel that is booked as part of the international trip and falls within 24 hours of departure. Travel insurance must be issued in advance of the trip commencing, and a medical appraisal can be arranged if cover is required for existing medical conditions.

Policy benefits

Schedule of benefits

Per adult

Medical expenses incurred outside of NZ Unlimited
Continuing medical expenses incurred within NZ $5,000
Cash in hospital (daily limit applies) $10,000
Total and permanent disability $100,000
Emergency dental expenses incurred outside of NZ $5,000
Continuing dental expenses incurred within NZ due to injury overseas $5,000
Cancellation costs Unlimited
Additional costs Unlimited
Tour cancellation Unlimited
Financial default $10,000
Travel delay (sub-limits apply) $10,000
Airfare compensation $10,000
Resumption of trip $20,000
Missed connection/special events $10,000
Internet use and telephone calls $500
Legal costs $10,000
Hijacking Unlimited
Kidnapping $250,000
Alternative staff $20,000
Rental vehicle insurance excess $7,500
Return of rental vehicle $1,000
Death by injury $100,000
Repatriation of remains or funeral expenses $20,000
Loss of income (monthly limit applies) $20,000
Luggage and personal effects (sub-limits apply) $30,000
Emergency baggage $3,000
Cash $1,000
Replacement of passports and travel documents $2,000
Emergency business equipment $2,000
Emergency business clothing hire $1,000
Personal liability
$2,500,000

Increased limits and additional business benefits

Business travel insurance policies come with increased levels of cover for a range of benefits - including kidnapping, loss of income, repatriation of remains, and luggage and personal effects. Additional business benefits also come as standard, including alternative staff cover for a replacement employee to complete an assignment if you need to return home as a result of an injury or illness, and emergency business equipment and clothing hire cover where business equipment or clothing is lost, delayed or damaged.

Luggage and personal effects

Increased total and sub-limits apply for luggage and personal effects, with total cover of $30,000 (per adult) and sub-limits of $7,500 per item personal computers and $2,000 per item for other items. Lost, stolen or damaged luggage and personal effects purchased new within the last two years will be repaired or replaced, or the original purchase price will be reimbursed with no depreciation applied (provided that you have the original purchase receipt).

Areas of cover

If your main destination falls in Region 2, 3 or 4, you are able to make a stopover in a higher Region for up to a maximum of 6 days at no additional cost. The stopover dates must be shown on the Certificate of Insurance, and the higher Region cannot be your final destination. Alternatively, for short side trips it is possible to upgrade the Region for an additional daily premium. For anything longer than a short side trip, it is usually more cost-effective to purchase a policy for the highest required Region for the complete trip.

Region 1 Worldwide, USA, Canada, Central America, South America, Antarctica
Region 2 Europe, Africa, China, Indian Sub Continent, Japan, Middle East, Asia (other than those countries listed in Region 3)
Region 3 United Kingdom, Ireland, Hong Kong, Singapore, South East Asia
Region 4 South Pacific and Norfolk Islands, Chatham Islands, Domestic Cruises
Region 5 Australia
Download list of destinations

Policy excess

The excess applicable to the QBE Executive International Policy can be selected when getting a quote and purchasing a policy online. The standard excess is $100 per claimable event, but this can be reduced to nil, or increased to $500 per claimable event. The higher the excess selected, the lower the overall premium for the policy.

Arrange a policy now and save 30%

Click through below to get a quote with an automatic 30% discount. It generally takes 10-15 minutes to purchase a policy online, and you will receive the Certificate of Insurance at the end of the booking process.

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Full terms and conditions can be found in the product disclosure statement.

All major credit cards accepted